Self-custodyModerate riskActive

Zengo Wallet

Consumer MPC/TSS mobile wallet

We reviewed Zengo Wallet using 5 official and public sources. The notes below focus on custody, recovery, and security trade-offs.

The MPC/TSS design and recovery workflow are materially different from seed wallets; resilience depends on preserving recovery factors and accepting a provider-service dependency.

Zengo Wallet
Good fit if you need
  • users who prefer no conventional seed phrase
  • users able to maintain redundant recovery factors

Key specifications

Brand
Zengo
Role
Consumer Wallet
Custody
Self Custody
Platforms
iOSAndroid
Networks
bitcoinethereumevm-compatible
Pricing
Free

Free to download and use

Backup and keys

Zengo help content distinguishes the mandatory email plus Recovery File path from 3D FaceLock as an additional security factor; the marketing page presents a 3-factor explanation. Preserve this wording discrepancy for Pass 2 review.

Key setup
Mpc TssBiometricGenerated KeysHardware Backed
Backup options
Recovery File in supported cloud storageemail authenticationoptional 3D FaceLock
Security and privacy

MPC removes a single seed phrase but introduces remote-share, account-recovery, biometric, cloud-file, email, device, and service-availability dependencies.

Encrypts keys locally
Yes
Privacy note
The privacy policy was last updated January 2026 according to the page.
Who runs it

Third-party providers can affect uptime, privacy, and recovery. They are documented here for context, not as ranking points.

  • Zengo Remote Share service (Custody; KYC: Unknown)
  • iCloud, Google Drive, or Dropbox (Other; KYC: Not Required)
  • Third-party purchase, payment, and asset services (Onramp; KYC: Provider Dependent)
Affiliate
No affiliate relationship recorded

Sources we checked

5 sources reviewed, with 7 documented claims tied to specific fields.

  • Zengo security

    Zengo describes a self-custodial MPC wallet with a Personal Share on the device and a Remote Share on Zengo servers.

  • Zengo security

    The reviewed security page describes two secret shares that jointly compute a signed transaction and no conventional seed phrase vulnerability.

  • What is Zengo's Recovery Kit

    The Recovery Kit uses email authentication and a cloud-stored Recovery File; 3D FaceLock is described as recommended but not mandatory in this help article.

  • Zengo Privacy Policy

    The policy describes collection of email, transaction/public-key, device, analytics, and optional facial-image information, and identifies the Remote Share arrangement.

  • Zengo User Agreement

    The user agreement defines Zengo as a mobile application and web platform and discusses iOS and Android marketplace distribution.

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