Zengo Wallet
Consumer MPC/TSS mobile wallet
We reviewed Zengo Wallet using 5 official and public sources. The notes below focus on custody, recovery, and security trade-offs.
The MPC/TSS design and recovery workflow are materially different from seed wallets; resilience depends on preserving recovery factors and accepting a provider-service dependency.

- users who prefer no conventional seed phrase
- users able to maintain redundant recovery factors
Key specifications
- Brand
- Zengo
- Role
- Consumer Wallet
- Custody
- Self Custody
- Platforms
- iOSAndroid
- Networks
- bitcoinethereumevm-compatible
- Pricing
- Free
Free to download and use
Zengo help content distinguishes the mandatory email plus Recovery File path from 3D FaceLock as an additional security factor; the marketing page presents a 3-factor explanation. Preserve this wording discrepancy for Pass 2 review.
- Key setup
- Mpc TssBiometricGenerated KeysHardware Backed
- Backup options
- Recovery File in supported cloud storageemail authenticationoptional 3D FaceLock
MPC removes a single seed phrase but introduces remote-share, account-recovery, biometric, cloud-file, email, device, and service-availability dependencies.
- Encrypts keys locally
- Yes
- Privacy note
- The privacy policy was last updated January 2026 according to the page.
Third-party providers can affect uptime, privacy, and recovery. They are documented here for context, not as ranking points.
- Zengo Remote Share service (Custody; KYC: Unknown)
- iCloud, Google Drive, or Dropbox (Other; KYC: Not Required)
- Third-party purchase, payment, and asset services (Onramp; KYC: Provider Dependent)
- Affiliate
- No affiliate relationship recorded
Sources we checked
5 sources reviewed, with 7 documented claims tied to specific fields.
- Zengo security
Zengo describes a self-custodial MPC wallet with a Personal Share on the device and a Remote Share on Zengo servers.
- Zengo security
The reviewed security page describes two secret shares that jointly compute a signed transaction and no conventional seed phrase vulnerability.
- What is Zengo's Recovery Kit
The Recovery Kit uses email authentication and a cloud-stored Recovery File; 3D FaceLock is described as recommended but not mandatory in this help article.
- Zengo Privacy Policy
The policy describes collection of email, transaction/public-key, device, analytics, and optional facial-image information, and identifies the Remote Share arrangement.
- Zengo User Agreement
The user agreement defines Zengo as a mobile application and web platform and discusses iOS and Android marketplace distribution.
Related comparisons
More in this category

AQUA Wallet
mobile Bitcoin users who need Liquid USDt and Lightning in one appAQUA targets practical Bitcoin/Liquid payments and self-custody, but its network-specific recovery and service dependencies need more evidence than the high-level product page provides.
Custody: Self Custody
Platforms: iOS, Android
Role: Payments Wallet
Free

Argent Wallet
Ethereum users who want smart-account rules and social recoveryArgent’s smart-contract and guardian model offers recovery and policy controls unavailable to a standard EOA, but the account depends on contract rules, guardians, gas, and surface-specific recovery semantics.
Custody: Self Custody
Platforms: iOS, Android, Web
Role: Smart Account Wallet
Free

Atomic Wallet Mobile
Android multi-asset users who can independently protect a 12-word backupThe mobile product has the same basic self-custody phrase model as Atomic Desktop but a materially different availability profile, so it remains a limited, higher-risk surface pending further research.
Custody: Self Custody
Platforms: Android, iOS
Role: Consumer Wallet
Free